Setup guide
Enter your business assumptions, cash buffer, tax settings and planning period.
Digital Excel tool • Instant download
FinancePilot Cashflow Lite
A simple £19.99 Excel cashflow planning tool for small business owners who want to understand cash, profit, tax reserves and key decisions before money gets tight.
12-month forecast
Decision Centre
One-page report
No subscription • Excel download • No VAT charged • Secure checkout via Payhip
FinancePilot Cashflow Lite — Excel cashflow dashboard for small businesses.
Why it exists
Stop running your business by bank balance alone.
Many small business owners know what is in the bank today, but not what cash will look like in three, six or twelve months.
FinancePilot Cashflow Lite gives you a simple structure to forecast income, costs, payroll, cash movement and tax reserves so you can make calmer, better decisions.
- Plan your next 12 months in Excel
- Track revenue, costs and payroll assumptions
- See estimated cash pressure points early
- Review breakeven sales and tax reserve estimates
- Use the Decision Centre for hiring and dividend checks
What you get
A practical workbook designed for real small-business decisions.
Revenue planner
Map expected sales and understand the impact on monthly cash.
Costs planner
Organise fixed costs, variable costs and one-off business spending.
Payroll planner
Estimate payroll impact and test what happens if you hire.
Dashboard
See key numbers, cash movement and simple visual summaries in one place.
Decision Centre
Review questions such as cash health, dividend headroom, breakeven and hiring risk.
Dashboard preview from the workbook.
Built for clarity
Not just rows and formulas.
The workbook is designed to help you move from guessing to planning. You enter your assumptions, then use the dashboard and report to understand what the forecast is telling you.
It is suitable for small business owners, freelancers, consultants, start-ups and directors of small limited companies who want a straightforward finance planning tool.
Digital product
FinancePilot Cashflow Lite — £19.99
One-off Excel download. No subscription. No VAT charged because Lamidi Financial & Consulting Group Ltd is not currently VAT registered.
FinancePilot Cashflow Lite
Excel cashflow planning workbook with setup inputs, revenue, costs, payroll, forecast, dashboard, Decision Centre and one-page report.
£19.99
- Instant digital download after checkout
- Includes Excel workbook, quick-start guide and licence terms
- Works best in Microsoft Excel desktop or Microsoft 365
- Designed for planning, education and business clarity
- Does not include personalised tax advice or setup support
Secure checkout and file delivery are handled by Payhip. After purchase, you should receive access to download the file automatically.
FAQs
Common questions
Is this accountancy or tax advice?
No. This is a planning and education tool. It helps you understand your numbers, but it does not replace personalised advice.
Do I need to be good at Excel?
No. The workbook is built around clear input areas, a dashboard, a Decision Centre and a report summary.
Can I resell or share the file?
No. The product is sold as a single-user licence and should not be redistributed, resold or uploaded publicly.
Does it work on Google Sheets?
It is designed for Microsoft Excel desktop or Microsoft 365. Some formatting or formulas may not work the same way in Google Sheets.
Is it suitable for my business?
It is best for small businesses, freelancers, consultants, start-ups and owner-managed companies that want a simple cashflow planning tool.
Will I get support?
The product includes a quick-start guide. Personal setup support is not included in the £19.99 download.
Questions
Need help before buying?
Email us and we will confirm whether the tool is suitable for what you are trying to do.
Email us